Nose Is Always Blocked Blog

The financial crisis explained to the children

Suppose I have a bag of candy in his pocket (the 'real' of the economy), and I want to have as much as possible because, by definition, are "selfish."

Then I, who are subject "A", "soon" the amount of currency corresponding to the market value of my bag of candy to the subject "B", because I promise this is the principal, and the payment of a quantity of money as interest on the loan.

Therefore I (subject "A"), with the rest of my candy, and "over", with a sheet of paper on which is written "promise" that the debtor (subject "B"), in the future I will return the value that I paid plus interest.

Because I'm very selfish and I want to earn "more," then divided up my credit (which is the value of all the candy that the debtor will be "forced" to obtain and resell on the market in order to repay his debt to me), in ten bonds of equal value, and "resell" market which, in turn, gives me back "immediately" the amount of money that I lent to the subject "B", corresponding to the market value of the bag of candy that I had to 'start.

Therefore I (subject "A"), without waiting for the deadline agreed with the subject "B", I get a chance to "pay" the market value of the 'one bag of candy in my pocket "again"!

It 'clear that in this situation di continua "creazione" di valore "promesso" dai debitori, le banche centrali di emissione dovranno stampare sempre più "moneta" da "pompare" nel sistema (ossia "fotografie" che rappresentano il valore attribuito al sacchetto di caramelle che avevo all' inizio incrementato da tutto il valore "promesso" dai debitori, i quali "si suppone" creeranno nuove "caramelle" che, nel momento in cui saranno vendute e comprate, contribuiranno alla crescita del PIL- ossia il Prodotto Interno Lordo).

La creazione continua di nuova "moneta" da parte delle banche centrali, è necessaria per alimentare questo "meccanismo"; ossia per permettere a "tutti" gli operatori del mercato di continuare a comprare e vendere sia il my bag of sweets as well as "other" bags of candy that you must "invent" the funds needed to pay the interest on loan and agreed.

E 'in this way that the capitalist system has been developed to date, and intends to continue to grow in the future!

In the "game" we all benefit as well, to me, subject "A" (which remains an incredibly selfish person), not be able to 'place' the last piece of paper (the 'last bond), because 's my last creditor will doubt that I will have enough candy to ensure the repayment of borrowed money that I'm asking, but just "that" money is me required to pay, in my turn, all the money that I have provided in order to "create" the value I "lent" to my debtors, and that "hopefully" I will return at maturity with interest.

Therefore, "that" point to the next schedule of "my" debts, I will not have the amount of money sufficient to pay them, and all the castle of "confidence" that supports the financial markets "that" collapse point, until they fail to understand "new" what the "true" value of the bags of candy that "actually" exist in the market.

(Antonio Azzaretto interesting talk on the forum propitiate)

Prepaid Legal Pyramid

Scandal INPS: the precarious workers are without pension contributions while paying

La notizia, rimbalzata da diversi blog , è arrivata e conferma la peggiore delle ipotesi. Rimarrà sotto traccia per ovvi motivi, anche se in Rete possiamo farla circolare . Se siete precari sappiate che non riceverete la pensione . I contributi che state versando servono soltanto a pagare chi la pensione ce l'ha garantita . Perché l'Inps debba nascondere questa verità è evidente: per evitare la rivolta. Ad affermarlo non sono degli analisti rivoluzionari e di sinistra ma lo stesso presidente dell'istituto di previdenza, Antonio Mastropasqua che, come scrive Agoravox , ha finalmente risposto a chi gli chiedeva perché l'INPS non fornisce ai precari la simulazione della loro pensione futura come fa con gli altri lavoratori: "Se dovessimo dare la simulazione della pensione ai parasubordinati rischieremmo un sommovimento sociale".

Intrage scrive che l'annuncio è stato dato nel corso di un convegno: la notizia principale sarebbe dovuta essere quella che l'Inps invierà, la prossima settimana, circa 4 milioni di lettere ai parasubordinati, dopo quelle spedite a luglio ai lavoratori dipendenti, per spiegare come consultare on line la posizione previdenziale personale. Per verificare, cioè, i contributi che risultano versati.
La seconda notizia è che non sarà possibile, per il lavoratore parasubordinato, simulare sullo stesso sito what should be his retirement, as it can already do the employees. The reason for this difference seems to have been explained by Mastrapasqua just with that line. To say, in other words, if the various partners, consultants, project workers, employment contract, entered in separate management INPS, ie the quasi-employees, were aware of the truth, could seriously upset. And the truth is that with contribution system, treatments completed by contractors and consultants often do not reach the minimum pension .

The precarious, as the quasi-employees are called for INPS the "entrepreneurs of themselves" created neoliberal policies, the board will not . Pagano contributions unnecessarily or rather, because they pay Social Security can pay pensions to those who matures. For the quasi-employees pension does not arrive at the minimum, even if the quasi-subordinate will succeed in his career, not to lose even one year of contributions.

The only system that the INPS has found to face the bitter truth, was to hide to workers in their future retirement there will be , hoping that realize that as late as possible and make less mess as possible.

So we pay our contributions that do not meet again in the form of pension. If we react now, perhaps, we still have the hope of a minimum pension.

(from contintasca.blogosfere.it )

Diagram To Build A Cage

save on phone bills in times of crisis - 10 tips

In times of crisis , we are all more alert to save at home . Here
ten tips to save on electricity bills Deval processed by the company for distributing electricity in Val d'Aosta.

1. Television, VCR, DVD player and computer
remember to turn off the unit with the button and not only with the remote control equipment on standby still consume energy. Try to keep on a single device for all the family.
2. Energy-efficient lamps
Choose low energy light bulbs, especially for environments where the light stays on longer, can reduce energy consumption by 80% compared to traditional incandescent lamps. Remember to turn off the lights when not needed.
3. Conditioner
Turn the air conditioner only in cases of real need and adjust the thermostat to temperatures not much different from the outside.
4. Electric oven
not open the oven frequently during cooking, preheat the oven only when necessary and turn off just before the end of cooking to use the heat residual
5. Microwave oven
The microwave is more frugal than a traditional oven, as it significantly faster in the kitchen.
6. Refrigerator
Avoid unnecessary and frequent door openings; place the appliance in the kitchen cooler and away from stoves, heaters, and leave at least 10 cm away from the wall for ventilation.
7. Dishwasher
You run the unit at full load, use the least possible intensive cycle, rather than remove the larger food from the dishes that could clog the filter and decrease The effectiveness of the wash.
8. Hairdryer
Being used in average temperatures, high temperatures are increasing consumption and are not good for hair.
9. Washing
Use the device always at full load and not too high temperatures (30-60 ° C). If you have a model with automatic drying, try to use it only when you can not remove the laundry.
10. Heaters
not hold on the water heater when you need it, you can install a timer to put into operation three hours before use.

(from sustainable-development-italiano.blogspot.com, Ten ways to save energy at home )

Shape And Bond Angle For Clf2-

According to Paolo Scaroni, compensation of managers grew disproportionately

Paolo Scaroni , amministratore delegato di Eni e membro del consiglio di amministrazione del gruppo Generali di Cesare Geronzi , solleva il problema dei compensi troppo alti ai manager.

"Negli ultimi anni le remunerazioni dei manager sono aumentate "in modo sproporzionato". Fra i dirigenti e i comitati di remunerazione "si e' creato un circuito chiuso che si e' autoalimentato". Paolo Scaroni , amministratore delegato dell'Eni, sottolinea il problema degli alti compensi dei manager, cresciuti a dismisura negli ultimi anni. Partecipando a un convegno sul tema organizzato dalla Fondazione Istud e dalla Fondazione Ambrosianeum a Milano, Paolo Scaroni ha spiegato che "le remunerazioni dei manager dovrebbero essere meglio proporzionate". E in Italia il problema "e' ancora piu' grave perche' spesso il manager coincide con l'azionista". Paolo Scaroni ha poi citato il caso di Generali, un gruppo "che puo' funzionare come un benchmark italiano. Paolo Scaroni , che e' anche membro del cda del gruppo assicurativo, ha spiegato che "siamo arrivati a definire un meccanismo, un sistema di coinvestimento che prevede un allineamento del manager agli azionistiIl manager, ha spiegato Paolo Scaroni , "prende dei bonus annuali e li investe in azioni Generali e dopo un certo numero di anni puo' avere in regalo azioni, tante se ha fatto bene e zero se ha fatto male. Si tratta certamente - ha concluso - di un meccanismo sano"."
(dal blog di Fabio Barnetta, Paolo Scaroni solleva il problema dei compensi troppo alti ai manager )

Soreness From Snowboarding

Discounts of 55%? Much more useful than others benefits

“ Il Governo e gli strumenti a disposizione delle imprese per superare la crisi ”. Questo il titolo dell’intervento dell’on. Luigi Casero, sottosegretario all’Economia e Finanze, all’Assemblea generale di Uncsaal tenutasi sabato 2 ottobre 2010 all’Auditorium Giò Ponti di Assolombarda. Si è trattato di un intervento to broader issues of economic recovery and business and their (troubled) relationship with incentives of various kinds and, more generally, with taxation. Clearly, the waiting was all as stated on the Casero extension of tax benefits by 55% over 2010 . And the wait was not in vain
[...] In essence, 55% can be extended. [...] Even so, 55%, and that the Secretary has publicly stated, the extent of tax benefits for energy saving has been helpful, "much more useful than other tax benefits" .

(from Luigi Vianello, "Luigi Casero: 55% • You can extend )

Here is the text of the Casero:
" It 's possible to extend the tax deduction of 55% for energy saving measures beyond 2010. Surely, this measure has served the construction industry and the overall development of the country. E 'served as a recovery of revenue other than tax benefits. However, the tool has proven useful and can be fielded as part of an overall plan for safeguarding the public accounts. From this point of view of construction industry associations should take note that some incentives (not tax), all rain in particular, some incentives on employment in some parts of the country and in some areas, have failed or have provided to scams. And here Confindustria has to take a clear position and incentives to give up some rain to try to earmark those funds for targeted tax reductions in some sectors that may lead to the development of the sector and country.
So it comes to reducing the contributions to grants to companies that often do not grow and instead should allocate these funds that are consistent with a reduction in tax deductions for companies that reinvest profits or to maneuver on 55% or other maneuvers that serve to boost business. Well, then - facing Uncsaal editor's note - your pressure In recent months the government but it would be good also in respect of the trade associations because even there to play an important game doing well understand that these incentives are not only the protection of the individual fields, but to safeguard the country's economic system. And that's what we will do in the coming months and we will try to bring home to give us an answer to those who asks, who works in the field like you to be able to grow in this country, "